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Glossary

European Supervisory Authorities (ESAs)

EBA, ESMA and EIOPA — the three authorities that draft DORA's technical standards and oversee critical ICT providers.

The ESAs (European Supervisory Authorities) bring together three authorities:

  • the EBA (European Banking Authority),
  • ESMA (European Securities and Markets Authority),
  • EIOPA (European Insurance and Occupational Pensions Authority).

Under DORA, they jointly draft the technical standards (RTS/ITS) and designate the third-party ICT providers considered "critical", which they then oversee directly through the oversight framework set out in Articles 31 to 44.